Renting a car at Orlando International Airport (MCO) offers you the freedom to explore all that Central Florida has to offer, from theme parks to natural springs. However, understanding the rental requirements and payment policies is crucial for a smooth and hassle-free experience. This guide breaks down everything you need to know about Mco Car Rental policies, ensuring you’re well-prepared when you pick up your keys.
Essential Renter Requirements at MCO
Like any car rental service, MCO car rental agencies have specific criteria that renters must meet. These policies are in place to ensure the safety and security of both the renter and the rental company’s vehicles. Here’s a breakdown of the key renter requirements:
Age Restrictions
To rent a car at MCO, the primary renter and any additional drivers must be at least 21 years of age. This is a standard policy across most rental companies. However, there are a few important points to note regarding age:
- Underage Surcharge: Renters aged 21 to 24 will typically incur an underage surcharge. This fee compensates for the statistically higher risk associated with younger drivers. Expect this surcharge to be around $25 per day, but it’s always best to confirm the exact amount with your chosen rental agency.
- Vehicle Class Limitations: Younger renters (21-24) may also have restrictions on the types of vehicles they can rent. Generally, they are eligible for Economy through Full Size cars, as well as Cargo and Minivans, Pickups, and Compact, Small, and Standard SUVs with seating for up to five passengers. Luxury or high-performance vehicles are usually restricted to renters 25 years and older.
Valid Driver’s License
A valid driver’s license is, of course, mandatory for anyone renting a car. Here’s what you need to know:
- Valid and Unexpired: Your driver’s license must be valid and not expired. Ensure your license is current before you arrive to pick up your rental car.
- Learner’s Permits Not Accepted: Individuals holding learner’s permits or instructional permits are not permitted to rent a vehicle.
- Matching Address: In some cases, particularly when using a debit card, the name and address on your driver’s license may need to match your current home address. Active duty military personnel are often exempt from this address matching requirement.
Credit or Debit Card Policy
Payment methods are a significant aspect of MCO car rental policies. Most agencies require a major credit or debit card in the renter’s name for both payment and security deposit purposes.
Debit Card Usage
Debit cards are accepted at MCO car rental locations, but often with specific conditions, especially at airport locations like MCO:
- Ticketed Return Travel Itinerary: A crucial requirement for debit card rentals at MCO is often a ticketed return travel itinerary. This means you must provide proof of a booked round-trip flight when using a debit card for your rental. This policy helps mitigate risk for the rental company.
- Address Verification: As mentioned earlier, the address on your driver’s license might need to match your current home address when using a debit card.
- Funds Reduction and Overdraft Fees: When using a debit card, be aware that the estimated rental amount and any deposit will be deducted from your account’s available funds immediately. You are also responsible for any overdraft fees that may occur if your account balance is insufficient.
Credit Card Advantages
While debit cards are accepted under certain conditions, credit cards generally offer a more straightforward rental experience and are widely accepted without the same restrictions as debit cards. Major credit cards like VISA®, MasterCard®, American Express®, and Discover Network® are all accepted forms of payment for MCO car rentals.
Insurance Verification for Certain Vehicle Classes
For renters without a ticketed return travel itinerary and wishing to rent specific premium or luxury vehicle classes, insurance verification may be required. This typically includes providing proof of a transferable auto collision, comprehensive, and liability insurance policy. The vehicle classes that often fall under this requirement include:
- Full Size Luxury Sedan
- Premium Luxury Sedan
- Midsize Sport Luxury Sedan
- Electric Luxury Sedan
- Premium Luxury SUV
- Extended Luxury SUV
- Electric Luxury SUV
- Limo Van
- Corvette
If you plan to rent one of these vehicle types and do not have a ticketed return travel itinerary, ensure you have your insurance information readily available at the time of rental.
Deposit Amounts at MCO Car Rental
Rental companies at MCO typically require a security deposit to cover potential additional charges, such as extra days, damages, or fuel charges. The deposit amount can vary depending on the rental agency and the type of vehicle you are renting.
- Standard Deposit: For most vehicle classes, renters without a ticketed return travel itinerary should expect a deposit of around $400.
- Higher Deposit for Premium Vehicles: For premium, luxury, and performance vehicles, the deposit amount is significantly higher, often around $850. These vehicle classes include Performance Sport, Full Size Luxury SUV, Electric Luxury SUV, Full Size Elite Electric Sedan, Midsize Sport Luxury Sedan, Full Size Luxury Sedan, Premium Luxury Sedan, Electric Luxury Sedan, Premium Luxury SUV, Extended Luxury SUV, Limo Van, and Corvette.
The deposit is usually held on your credit or debit card and released back to you after the vehicle is returned in good condition and all rental charges are settled. It’s important to note that the deposit amount is not available for your use during the rental period.
Forms of Payment Accepted
MCO car rental agencies accept various forms of payment to make the process convenient for renters. These generally include:
- Credit Cards: VISA®, MasterCard®, American Express®, Discover Network® are widely accepted.
- Debit Cards: Accepted under the conditions mentioned above (often requiring a ticketed return travel itinerary).
- Prepaid Cards and Cash: Generally, money orders, prepaid cards, and cash are not accepted at the time of rental, especially for the deposit. However, money orders and prepaid cards might be accepted for final payment when returning the vehicle. Cash is typically not accepted at all.
It’s always recommended to use a major credit card for MCO car rental to avoid any potential complications and to ensure a smoother rental experience.
Understanding Your Rental Agreement
Upon picking up your MCO car rental, you will sign a rental contract. It’s crucial to read this contract carefully as it outlines all the terms and conditions of your rental, including:
- Rental Agreement Summary
- Additional Terms and Conditions
- Liability and Insurance Details
- Return Policies
- Fees and Charges
By understanding the renter requirements and payment policies at MCO car rental, you can ensure a seamless and stress-free experience, allowing you to focus on enjoying your Orlando adventure. Always confirm the specific policies with your chosen rental agency directly, as policies can vary slightly between companies.
