Paying your CareCredit bill is simple and convenient, even without logging in. This guide outlines how to make a CareCredit payment as a guest, along with other payment options and important information.
Making a CareCredit Payment as a Guest
CareCredit understands that you may not always have your login information readily available. That’s why they offer a convenient “Pay as Guest” option. This allows you to quickly make a payment without the need to remember your username or password. While the original website doesn’t provide a direct link for guest payments, typically you can find this option on the CareCredit website’s payment page. Look for a button or link that says “Pay as Guest” or something similar. This will lead you to a secure payment portal where you can enter your account information and payment details. You will likely need your CareCredit account number and possibly the last four digits of your Social Security number to verify your identity.
Other CareCredit Payment Options
Besides paying as a guest, CareCredit provides several other convenient ways to manage and pay your bill:
Online Account Access
Registering for a CareCredit online account provides full access to your account details, including:
- Making payments
- Viewing statements
- Managing your account information
- Checking your credit score
Customer Service
CareCredit’s customer service representatives are available to assist you with any questions or concerns regarding your account or payments. You can reach them by phone at (866) 893-7864, Monday through Sunday, 8:00 am to 12:00 midnight (EST).
You can mail your CareCredit payment to the following addresses:
- Regular Mail: Synchrony Bank PO Box 71715 Philadelphia, PA 19176-1715
- Overnight Mail: Synchrony Bank 400 White Clay Center Drive Newark, DE 19711 (in-person drop-off not permitted)
ACH Bank Transfer
You can also make a payment through an ACH bank transfer directly from your bank account.
Western Union
CareCredit accepts payments via Western Union with the code LOW and state OHIO.
Mobile App
The CareCredit Mobile App offers a convenient way to manage your account on the go. You can:
- Access your digital card
- Pay your bill
- Find enrolled providers
- Set payment alerts
- Pay provider invoices
Download the app for iOS and Android:
Important Payment Information
- CareCredit does not accept payments via FSA/HSA or credit card.
- Payments are not accepted at your provider’s office.
- Contact CareCredit at (866) 893-7867 if you anticipate a late payment. They may offer options to assist you.
- Account statements are mailed after your first purchase. If your statement is late, call (866) 893-7864 to verify your mailing address.
- Making only the minimum payment may not pay off your balance by the end of the promotional period.
CareCredit offers a variety of payment methods to fit your needs. Choose the option that works best for you to stay on top of your payments.