Navigating the car rental process, especially after a flight into a busy airport like Orlando International Airport (MCO), can be stressful. To ensure a smooth and efficient rental experience at MCO, it’s essential to understand the renter requirements and payment policies beforehand. This guide provides a comprehensive overview of what you need to know before you pick up your rental car at MCO.
Renter Requirements for MCO Car Rentals
Like most rental agencies, MCO rental car companies have specific requirements that renters must meet. These policies are in place to protect both the renter and the company, ensuring a responsible and secure rental process.
Age Restrictions for Renters
The minimum age to rent a car at MCO is generally 21 years old. However, renters between the ages of 21 and 24 are often considered underage and may be subject to a daily surcharge. This underage fee can be around $25 per day. It’s important to note that age restrictions may also apply to the types of vehicles young renters can access. Typically, those aged 21-24 can rent vehicles from economy to full-size cars, including cargo and minivans, and smaller SUVs with seating for up to five passengers. Luxury or specialty vehicles might have higher age limits.
Driver’s License and Identification
A valid driver’s license is mandatory for all renters and additional drivers at MCO rental locations. Learner’s permits or instructional permits are not accepted. The driver’s license must be valid for the entire rental period. It’s also crucial that the name on the driver’s license matches the name on the credit or debit card used for the rental. While this is a standard policy, it’s always wise to double-check the specific requirements of your chosen MCO rental car company.
Debit Card Usage at MCO Airport
Using a debit card to rent a car at airport locations like MCO has specific conditions. Generally, debit cards are accepted at MCO car rental counters if you can present a ticketed return travel itinerary. This means you need to show proof of an upcoming flight returning to MCO. The address on your driver’s license should also match your current home address for debit card rentals. An exception is made for active duty military personnel regarding the address matching requirement.
It’s important to be aware that when using a debit card, the rental company will place a hold on your funds for the estimated rental cost plus any applicable deposit. These funds will be unavailable in your account until the car is returned. Furthermore, renters are responsible for any overdraft fees that might occur due to these holds. For specific details regarding debit card usage, always refer to the rental company’s Forms of Payment policy.
Insurance Verification for Certain Vehicle Classes
For renters without a ticketed return travel itinerary at MCO, insurance verification might be necessary, especially for premium vehicle classes. If you are renting vehicle types like Full Size Luxury Sedans, Premium Luxury Sedans, or Luxury SUVs, you may need to provide proof of a transferable auto collision, comprehensive, and liability insurance policy. This policy ensures that you have adequate coverage while renting these higher-value vehicles. Always confirm insurance requirements based on the specific car you intend to rent and your travel situation.
Forms of Payment Accepted at MCO Rental Car Locations
Understanding the accepted forms of payment is crucial for a hassle-free car rental experience at MCO. Most major credit and debit cards are widely accepted, but it’s always best to be prepared.
Accepted Payment Methods
MCO rental car agencies typically accept the following forms of payment:
- VISA®
- MasterCard®
- American Express®
- Discover Network®
- Debit Cards (under specific conditions, as mentioned above)
The estimated total cost of your rental, which you see during online booking or in your email confirmation, will be charged to your chosen payment method. If you decide to modify your rental, the final amount may change, but it will still be charged to the original form of payment unless updated.
Upon picking up your rental car at MCO, you will be required to sign a rental contract. This contract outlines all the terms and conditions of your rental, including a Rental Agreement Summary and Additional Terms and Conditions.
Deposit Amounts and Policies
To cover potential additional charges that might occur during your rental, MCO rental car companies usually require a deposit. For renters without a ticketed return travel itinerary, a standard deposit of $400 is generally required. However, for premium or luxury vehicle classes such as Performance Sport cars, Full Size Luxury SUVs, and similar high-end models, the deposit can be higher, often around $850.
This deposit is held and will not be available for your use until the vehicle is returned in good condition. Any additional charges incurred during the rental period, such as extra mileage or damage, may be deducted from this deposit. If no deductions are made, or if additional charges exceed the deposit, the remaining deposit will be refunded, or the extra charges will be applied to your payment method on file.
It’s important to remember that money orders and prepaid cards are generally not accepted for deposits or initial rental payments at MCO rental locations. While they might be accepted for settling final charges upon return, they are not suitable for securing the rental at the outset. Cash is typically not accepted at all.
In addition to standard payment forms, some MCO rental car companies may accept credit cards listed on your loyalty program profile (like Emerald Club or E Club) as payment for all rental charges.
All charges will be processed as either an authorization hold on your credit or debit card or directly charged to your debit card.
Conclusion: Plan Ahead for Your MCO Car Rental
Renting a car at MCO involves understanding and adhering to specific renter requirements and payment policies. By familiarizing yourself with these guidelines, particularly concerning age restrictions, debit card usage, insurance for premium vehicles, and deposit amounts, you can ensure a smoother and more predictable rental experience. Always confirm the specific policies of your chosen MCO rental car provider before your trip to avoid any unexpected issues and start your Orlando journey on the right foot.
